Hourly Paycheck Calculator (2026)

Multiply your hourly rate by the hours you work each week, add time-and-a-half for any overtime hours, then multiply by the number of weeks you work in a year to get your annual gross pay. Federal income tax, Social Security, Medicare, state income tax, and any pre-tax deductions are then subtracted to get your take-home pay for 2026.

Under the federal Fair Labor Standards Act, non-exempt workers earn time-and-a-half — 1.5 times their regular hourly rate — for every hour worked beyond 40 in a work week. This calculator uses that simple 1.5× model and does not apply double-time or state-specific overtime rules.

A full-time schedule of 40 hours a week over 52 weeks is 2,080 hours a year. Unpaid time off lowers that figure, so you can change the weeks per year in the calculator to match your own schedule.

At 40 hours a week, $20/hour is $41,600 a year in gross pay. A single filer keeps about $35,606 a year — roughly $684.72 per weekly paycheck after federal income tax, Social Security, and Medicare (federal + FICA only, no state tax). Select your state in the calculator to include state income tax.

Yes. Pick your state in the calculator and your 2026 state income tax is withheld alongside federal income tax and FICA, using each state's published rates, brackets, deductions, and exemptions.