Estimates only, not tax advice

Massachusetts Paycheck Calculator (2026)

Massachusetts's 2026 state income tax is graduated, ranging from 5% to 9%.

Enter your salary to see federal income tax, FICA, and Massachusetts withholding on every paycheck.

Your details

$

Estimated take-home

$2,260.90/ paycheck

per biweekly pay · $58,783 / yr

Take-home69.2%
Federal tax9.5%
Social Security6.0%
Medicare1.4%
State tax4.3%
401(k)6.0%
Health premium3.8%

Example take-home pay in Massachusetts

A single filer earning $70,000 in Massachusetts takes home about $54,795/year ($2,107.50 per biweekly paycheck).

Salary
Take-home / yr
Biweekly
$50,000
$40,075
$1,541.35
$75,000
$58,063
$2,233.17
$100,000
$74,400
$2,861.54

Single filer, no 401(k) or pre-tax health premium.

Massachusetts state income tax details

Massachusetts uses graduated brackets from 5% to 9% for single filers in 2026.

State standard deduction

$0

Single · $0 married filing jointly

State personal exemption

$4,400

Single · $8,800 married filing jointly

Taxable income up to
Rate
$1,083,150
5%
and above
9%

Top rate reflects the 4% millionaire surtax over ~$1.08M. Excludes MA paid family & medical leave payroll tax (~0.46%), not modeled here.

Breakdown

Line item
Annual
Per paycheck
Gross pay
$85,000
$3,269.23
Federal income tax
$8,044
$309.38
Social Security
$5,072
$195.06
Medicare
$1,186
$45.62
State tax· MA graduated
$3,615
$139.04
401(k) contribution
$5,100
$196.15
Health premium
$3,200
$123.08
Take-home pay
$58,783
$2,260.90

Effective tax rate 21.1% of gross

Federal income tax, Social Security, and Medicare are calculated the same way in every state — see how we calculate it.

Massachusetts paycheck questions

What is Massachusetts's income tax rate in 2026?

Massachusetts uses graduated 2026 income tax brackets ranging from 5% to 9%.

Does Massachusetts have a state income tax?

Yes. Massachusetts levies a state individual income tax, which is withheld from your paycheck alongside federal income tax and FICA.

How much is taken out of my paycheck in Massachusetts?

Your paycheck in Massachusetts has federal income tax withheld, plus Social Security at 6.2% and Medicare at 1.45% of wages, and Massachusetts state income tax from 5% to 9%.

What is the take-home pay on $75,000 in Massachusetts?

A single filer earning $75,000 in Massachusetts takes home about $58,063 per year, or $2,233.17 per biweekly paycheck, in 2026.

Are there local income taxes in Massachusetts?

Top rate reflects the 4% millionaire surtax over ~$1.08M. Excludes MA paid family & medical leave payroll tax (~0.46%), not modeled here.

What is Massachusetts's state standard deduction for 2026?

Massachusetts allows a state standard deduction of $0 for single filers and $0 for married couples filing jointly in 2026.

Does Massachusetts offer a personal exemption?

Yes. Massachusetts applies a state personal exemption of $4,400 for single filers and $8,800 for married couples filing jointly in 2026.