Estimates only, not tax advice

Iowa Paycheck Calculator (2026)

Iowa has a flat 3.8% state income tax in 2026.

Enter your salary to see federal income tax, FICA, and Iowa withholding on every paycheck.

Your details

$

Estimated take-home

$2,311.37/ paycheck

per biweekly pay · $60,095 / yr

Take-home70.7%
Federal tax9.5%
Social Security6.0%
Medicare1.4%
State tax2.7%
401(k)6.0%
Health premium3.8%

Example take-home pay in Iowa

A single filer earning $70,000 in Iowa takes home about $56,027/year ($2,154.88 per biweekly paycheck).

Salary
Take-home / yr
Biweekly
$50,000
$41,067
$1,579.49
$75,000
$59,354
$2,282.86
$100,000
$75,992
$2,922.76

Single filer, no 401(k) or pre-tax health premium.

Iowa state income tax details

Flat state tax rate

3.8%

State standard deduction

$16,100

Single · $32,200 married filing jointly

Iowa has no city or county income tax, but most school districts levy a surtax calculated as a percentage of state income tax owed (not modeled here).

Breakdown

Line item
Annual
Per paycheck
Gross pay
$85,000
$3,269.23
Federal income tax
$8,044
$309.38
Social Security
$5,072
$195.06
Medicare
$1,186
$45.62
State tax· IA flat 3.8%
$2,303
$88.57
401(k) contribution
$5,100
$196.15
Health premium
$3,200
$123.08
Take-home pay
$60,095
$2,311.37

Effective tax rate 19.5% of gross

Federal income tax, Social Security, and Medicare are calculated the same way in every state — see how we calculate it.

Iowa paycheck questions

What is Iowa's income tax rate in 2026?

Iowa applies a flat 3.8% state income tax in 2026.

Does Iowa have a state income tax?

Yes. Iowa levies a state individual income tax, which is withheld from your paycheck alongside federal income tax and FICA.

How much is taken out of my paycheck in Iowa?

Your paycheck in Iowa has federal income tax withheld, plus Social Security at 6.2% and Medicare at 1.45% of wages, and Iowa state income tax at a flat 3.8%.

What is the take-home pay on $75,000 in Iowa?

A single filer earning $75,000 in Iowa takes home about $59,354 per year, or $2,282.86 per biweekly paycheck, in 2026.

Are there local income taxes in Iowa?

Iowa has no city or county income tax, but most school districts levy a surtax calculated as a percentage of state income tax owed (not modeled here).

What is Iowa's state standard deduction for 2026?

Iowa allows a state standard deduction of $16,100 for single filers and $32,200 for married couples filing jointly in 2026.