Estimates only, not tax advice
Kentucky Paycheck Calculator (2026)
Kentucky has a flat 3.5% state income tax in 2026.
Enter your salary to see federal income tax, FICA, and Kentucky withholding on every paycheck.
Your details
Estimated take-home
per biweekly pay · $59,828 / yr
Example take-home pay in Kentucky
A single filer earning $70,000 in Kentucky takes home about $55,739/year ($2,143.83 per biweekly paycheck).
Single filer, no 401(k) or pre-tax health premium.
Kentucky state income tax details
Flat state tax rate
3.5%
State standard deduction
$3,270
Single · $3,270 married filing jointly
Many Kentucky cities and counties levy local occupational/payroll taxes.
Breakdown
Effective tax rate 19.8% of gross
Federal income tax, Social Security, and Medicare are calculated the same way in every state — see how we calculate it.
Kentucky paycheck questions
What is Kentucky's income tax rate in 2026?
Kentucky applies a flat 3.5% state income tax in 2026.
Does Kentucky have a state income tax?
Yes. Kentucky levies a state individual income tax, which is withheld from your paycheck alongside federal income tax and FICA.
How much is taken out of my paycheck in Kentucky?
Your paycheck in Kentucky has federal income tax withheld, plus Social Security at 6.2% and Medicare at 1.45% of wages, and Kentucky state income tax at a flat 3.5%.
What is the take-home pay on $75,000 in Kentucky?
A single filer earning $75,000 in Kentucky takes home about $59,082 per year, or $2,272.38 per biweekly paycheck, in 2026.
Are there local income taxes in Kentucky?
Many Kentucky cities and counties levy local occupational/payroll taxes.
What is Kentucky's state standard deduction for 2026?
Kentucky allows a state standard deduction of $3,270 for single filers and $3,270 for married couples filing jointly in 2026.
Sources: Kentucky DOR 2026 / Tax Foundation, IRS, SSA. Tax year 2026. Last verified 2026-02-11.